Happy Fall season.   I wanted to break down exactly what happened in October and provide a brief synopsis of the opportunities that still exist, including some growing concerns.   The United States Federal Government is the largest single entity spender on earth. No other entity comes close; second place is held by China's central government, at approximately $4 trillion per year.   In 2024, the Federal Government spent $7.6 trillion and took in $5.5 trillion in revenue, resu

Hello everyone, I'm excited to share that February surpassed all expectations. The current environment is supported by several vital...

May 22nd 2023 This is the email to which I want you to pay the most attention. A bond ladder is the most crucial idea I can give anyone...

The last Fed rate hike. The last time you hear about inflation on the news—no more debt default nonsense. We are going to move on! I want...

From March 2020 to March 2023, the Dollar has been the undisputed king of currencies, and that needs to change for us to make progress....

Before I get into the subject of this email, I want to apologize and retract an expression in my last email. I shouldn't have said the...